July 26 2014 Latest news:

Embarrassment and ignorance over what we’re supposed to tip in restaurants and taxis means two thirds of us end up over-tipping when we go on holiday.

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The tipping culture varies from country to country, resulting in many people paying too much either through confusion or just to be on the safe side.

“Tipping varies from country to country, leaving many travellers in a complete muddle and tempted to over-tip on holiday to avoid embarrassment,” said Joanna Williams, head of marketing for International Currency Exchange.

“It really pays to do your research so that you can budget accordingly. For example, in some parts of the US and Canada, tips can be in the region of 20pc. That’s £200 out of a budget of £1,000, making it a serious expense.”

In contrast, there is no tipping in Japan, where it is considered an insult.

“In Europe, tipping is pretty relaxed, usually in the region of 5pc to 10pc, while in Bangkok travellers can just round up taxi fares and add 10pc to restaurant bills,” Ms Williams said.

So how much should you tip? Here is some guidance from International Currency Exchange.

Brazil: Brasilia – 10pc is already included

Bulgaria: Varna, Burgas – 10pc in a restaurant

Canada: Mississauga – 10pc-15pc

Canada: Ottawa – 15pc

Canada: Toronto – round-up your fare in a taxi; 15pc-17pc in a restaurant

Croatia: Dubrovnik – 10pc

Czech Republic: Prague – 10pc

Egypt: Cairo – 5pc-10pc

France: Paris, Nantes – only if you want to, 5pc

Germany: Berlin – 10pc if satisfied

Ireland: Dublin – optional service is usually included at 10pc

Japan: Tokyo – tipping is not a custom

Latvia: Riga –10pc in a restaurant if not included already

Netherlands: Amsterdam – 10pc

Spain: Madrid – 5pc-10pc

Thailand: Bangkok – round-up your fare in a taxi; 10pc in a restaurant

Turkey: Istanbul – 5pc-10pc in a restaurant

US: Honolulu – 15pc in a taxi; 15pc-20pc in a restaurant

US: Los Angeles – 15pc

US: Miami – 15pc-20pc

US: New York City – 5pc-20pc

US: Orlando – 20pc

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