July 29 2014 Latest news:

Supplier failure can potentially ruin your big day – but it doesn’t have to.

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With UK couples reportedly spending an average of about £11,000 for a traditional wedding, there is a lot at stake, not just emotionally.

A catering company going bust days before your wedding, a car hire service bringing the wrong model, a photographer performing a no show or a dress maker failing to deliver on time – they are all relatively rare, but not completely unfamiliar stories.

According to wedding insurance provider Ecclesiastical, supplier failure has been the largest source of claims on the company’s wedding insurance policies over the last two years, followed by damage to wedding outfits and cancellation or rearrangement of the event.

Ecclesiastical’s wedding insurance manager David Simms said: “If the worst does happen, the good news is it doesn’t necessarily have to end in disaster if you have bought wedding insurance.

“One of the main benefits of wedding insurance is to protect couples against supplier failure.

“It has happened many times in the past and is likely to happen again as we continue to work our way through the economic downturn.

“The key is to protect yourself against the possibility and ensure that the happiest day of your life is exactly that.”

Remember to study the terms of your contract with suppliers so you know what will happen if, for instance, a catering company were to go bust.

Use the tried and trusted method of going with a recommendation from friends or family.

If you take insurance out, remember as always to inspect exactly what the policy covers.

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