July 26 2014 Latest news:

Around a quarter of people planning to take a holiday over the approaching double long weekend will have no travel insurance.

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The risk of having no travel insurance can be very high. Costs such as emergency medical treatment, personal liability and theft of possessions can not only ruin a break, but can leave you with very large bills.

Because the Easter break and the Royal wedding coincide one weekend after another, many employees can have an 11 day break by taking three days leave. So the number of trips both abroad and domestically is expected to be particularly high in the coming fortnight.

Travel companies have reported that bookings to some destinations are up by as much as 180pc over the Easter break compared with last year.

Mark Huggins, director of AA Travel Insurance, said: “Travel insurance really is vital and I am concerned that a quarter, or 24pc, say they don’t take out travel cover.”

While considering which policy to buy, it is also worth thinking about whether or not the break you have booked is covered by ABTA or other protection if one of the companies you book with goes bust, added Mr Huggins.

If it is not, then your travel insurance policy should include financial failure protection.

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