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Whether you're a first-time buyer or remortgaging, looking for a fixed or variable rate, our tables let you compare the best interest rates available so that you can find the most competitive mortgage deals available today.

Mortgages

Discounted Variable Rates

Provider Initial rate Period Revert-to rate Max LTV Fees Incentive
Holmesdale BS
01737 245716		 2.29% 2 years 4.89% 75% Arrangement £495 REMTGS free legal fees. REMTGS refund valuation fees (Max £250). No Higher Lending Charge (HLC).
Marsden BS
0800 801645		 2.69% 30/09/2015 5.95% 80% Booking £299 Flexible option. Free valuation fees for properties valued Max £500K. £250 rebate RMTGS. No Higher Lending Charge (HLC).
Cumberland BS
0800 032 3030		 2.44% 3 years 4.49% 75% Arrangement £495 REMTGS free legal fees,REMTGS free valuation fees, No Higher Lending Charge (HLC).
Loughborough BS
01509 631950		 2.69% 3 years 4.99% 80% Completion £399 No Higher Lending Charge (HLC).
National Counties BS
0845 603 4876		 3.19% 5 years 4.79% 80% Completion £895 £75 rebate Via Direct Online. No Higher Lending Charge (HLC).
Hinckley & Rugby BS
0800 774499		 3.19% Term 80% - Free valuation fees for properties valued Max £1M. REMTGS free legal fees. No arrangement fees. No Higher Lending Charge (HLC).
Last updated: 25 May 2013

First-Time Buyer (Discounted Variable Rates)

Provider Initial rate Period Revert-to rate Max LTV Fees Incentive
Loughborough BS
01509 631950
http://www.theloughborough.co.uk		 3.59% 2 years 4.99% 90% Completion £499 No Higher Lending Charge (HLC).
Hinckley & Rugby BS
0800 774499
http://www.hrbs.co.uk		 3.95% 2 years 5.64% 90% Arrangement £295, Completion £695 Free valuation fees for properties valued Max £1M. No Higher Lending Charge (HLC).
HSBC
0800 169 6333
http://www.hsbc.co.uk		 3.74% 2 years 3.94% 90% Booking £999 REMTGS free legal fees. No Higher Lending Charge (HLC).
Furness BS
0800 220568
http://www.furnessbs.co.uk		 3.45% 3 years 5.44% 90% Completion £995 No Higher Lending Charge (HLC).
Nottingham BS
0800 183 6061
http://www.thenottingham.com		 3.99% 3 years 5.99% 90% Booking £199, Arrangement £100 Free valuation fees. No Higher Lending Charge (HLC).
Loughborough BS
01509 631950
http://www.theloughborough.co.uk		 3.99% 3 years 4.99% 90% Completion £399 No Higher Lending Charge (HLC).
Last updated: 25 May 2013

Variable Rates

Provider Rate Max LTV Fees Incentive
first direct
0800 482 448
http://www.firstdirect.com		 2.28% 65% Arrangement £1999 REMTGS free legal fees. No Higher Lending Charge (HLC).
Coventry BS
0845 766 5522
http://www.coventrybuildingsociety.co.uk		 2.55% 75% Booking £199, Arrangement £800 Free valuation fees (Max £670), REMTGS free legal fees, No Higher Lending Charge (HLC).
HSBC
0800 169 6333
http://www.hsbc.co.uk		 2.99% 70% - REMTGS free legal fees. No arrangement fees. Free valuation fees. No Higher Lending Charge (HLC).
Coventry BS
0845 766 5522
http://www.coventrybuildingsociety.co.uk		 2.99% 80% Booking £199, Arrangement £800 Free valuation fees (Max £670), REMTGS free legal fees, No Higher Lending Charge (HLC).
The Co-operative Bank
0800 633 5286
http://www.co-operativebank.co.uk		 3.89% 85% - Flexible option. REMTGS free legal fees. REMTGS free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
first direct
0800 482448
http://www.firstdirect.com		 4.19% 90% - REMTGS free legal fees. No arrangement fees. No Higher Lending Charge (HLC).
Last updated: 25 May 2013

Two-Year Fixed Rates (No Extended Redemption Tie-Ins)

Provider Rate Period Revert-to rate Max LTV Fees Incentive
Norwich & Peterborough BS
0845 300 2522
http://www.npbs.co.uk		 2.24% 2 years 4.99% 60% Reservation £295 Flexible option. Free valuation fees. REMTGS free legal fees. £200 rebate STB,FTB. No Higher Lending Charge (HLC).
Leeds BS
0845 045 4049
http://www.leedsbuildingsociety.co.uk		 2.54% 30/06/2015 5.69% 75% Booking £199 Free valuation fees (Max £335). REMTGS free legal fees. No Higher Lending Charge (HLC).
Hinckley & Rugby BS
0800 774499
http://www.hrbs.co.uk		 2.75% 2 years 5.64% 80% Arrangement £295, Completion £695 Free valuation fees for properties valued Max £1M. REMTGS free legal fees. No Higher Lending Charge (HLC).
Post Office®
0800 077 8033
http://www.postoffice.co.uk		 3.49% 31/05/2015 4.49% 85% - No arrangement fees. No Higher Lending Charge (HLC).
Yorkshire BS
0845 120 0874
http://www.ybs.co.uk		 3.99% 30/06/2015 4.99% 90% Completion £345, Arrangement Administration £130 Flexible Option. REMTGS free valuation fees. REMTGS free legal fees. £500 rebate On Completion STB,FTB No Higher Lending Charge (HLC).
Norwich & Peterborough BS
0845 300 2522
http://www.npbs.co.uk		 4.04% 2 years 4.99% 90% Reservation £295 Flexible Option. Free valuation fees. REMTGS free legal fees. FTB, STB £200 rebate. No Higher Lending Charge (HLC).
Last updated: 25 May 2013

Three-Year Fixed Rates (No Extended Redemption Tie-Ins)

Provider Rate Period Revert-to rate Max LTV Fees Incentive
Norwich & Peterborough BS
0845 300 2522
http://www.npbs.co.uk		 2.49% 3 years 4.99% 60% Reservation £295 Flexible option. Free valuation fees. REMTGS free legal fees. FTB, STB £200 rebate . No Higher Lending Charge (HLC).
Leeds BS
0845 045 4049
http://www.leedsbuildingsociety.co.uk		 2.79% 30/06/2016 5.69% 75% Booking £199 Free valuation fees (Max £335). REMTGS free legal fees. No Higher Lending Charge (HLC).
Nottingham BS
0800 183 6061
http://www.thenottingham.com		 2.99% 01/07/2016 6.14% 80% Booking £100, Arrangement £199 Free valuation fees. REMTGS free legal fees. No Higher Lending Charge (HLC).
Nottingham BS
0800 183 6061
http://www.thenottingham.com		 3.59% 01/07/2016 6.14% 85% Booking £100, Arrangement £199 Free valuation fees. REMTGS free legal fees. No Higher Lending Charge (HLC).
first direct
0800 482448
http://www.firstdirect.com		 3.89% 3 years 3.69% 90% Arrangement £999 REMTGS free legal fees. No Higher Lending Charge (HLC).
Nottingham BS
0800 183 6061
http://www.thenottingham.com		 4.29% 01/07/2016 6.14% 90% - Remortgages free legal fees. No arrangement fees. Free valuation. No Higher Lending Charge (HLC).
Last updated: 25 May 2013

Longer-Term Fixed Rates (No Extended Redemption Tie-Ins)

Provider Rate Period Revert-to rate Max LTV Fees Incentive
Norwich & Peterborough BS
0845 300 2522
http://www.npbs.co.uk		 2.74% 5 years 4.99% 60% Reservation £295 Flexible option. Free valuation fees.REMTGS free legal fees. £200 rebate STB,FTB. No Higher Lending Charge (HLC).
first direct
0800 482448
http://www.firstdirect.com		 2.99% 5 years 3.69% 75% Booking £499, Upto £400000.00 Advance,Booking £998, £400001.00 - £800000.00 Advance,Booking £1497, £ REMTGS free legal fees. No Higher Lending Charge (HLC).
Leeds BS
0845 045 4049
http://www.leedsbuildingsociety.co.uk		 3.19% 30/06/2018 5.69% 80% Booking £199, Completion £800 No Higher Lending Charge (HLC).
The Co-operative Bank
0800 633 5286
http://www.co-operativebank.co.uk		 3.69% 30/06/2018 4.74% 85% - Flexible option. REMTGS free legal fees. REMTGS free valuation fees. No arrangement fees. No Higher Lending Charge (HLC).
Hanley Economic BS
01782 255000
http://www.thehanley.co.uk		 4.20% 30/04/2018 5.19% 90% - No arrangement fees. No Higher Lending Charge (HLC).
Yorkshire BS
0845 120 0874
http://www.ybs.co.uk		 3.99% 30/06/2023 4.99% 75% Arrangement Administration £130 Flexible option. No Higher Lending Charge (HLC).
Last updated: 25 May 2013

Remortgages

Provider Rate Period Revert-to rate Max LTV Fees Incentive Mortgage type
Yorkshire BS
0845 120 0874
http://www.ybs.co.uk		 2.19% 30/06/2015 4.99% 60% Completion £345, Arrangement Administration £130 Flexible Option. Free valuation fees. Free legal fees. No Higher Lending Charge (HLC). Fixed
Holmesdale BS
01737 245716
http://www.holmesdale.org.uk		 2.29% 2 years 4.89% 75% Arrangement £495 Free legal fees. Refund valuation fees (Max £250). No Higher Lending Charge (HLC). Variable
Nottingham BS
0800 183 6061
http://www.thenottingham.com		 2.99% 01/07/2016 6.14% 80% Booking £100, Arrangement £199 Free valuation fees. REMTGS free legal fees. No Higher Lending Charge (HLC). Fixed
Furness BS
0800 220568
http://www.furnessbs.co.uk		 3.09% 3 years 5.44% 80% - REMTGS free valuation fees (Max £335). No arrangement fees. Free legal fees RMTGS England, Wales or £150 towards legal fees RMTGS England, Wales, Scotland. No Higher Lending Charge (HLC). Variable
Norwich & Peterborough BS
0845 300 2522
http://www.npbs.co.uk		 2.74% 5 years 4.99% 60% Reservation £295 Flexible option. Free valuation fees. Free legal fees. No Higher Lending Charge (HLC). Fixed
HSBC
0800 169 6333
http://www.hsbc.co.uk		 2.99% Term 70% - Free legal fees. No arrangement fees. Free valuation fees. No Higher Lending Charge (HLC). Variable
Last updated: 25 May 2013

Buy-To-Let Remortgages

Provider Rate Period Revert-to rate Max LTV Fees Notes Mortgage type
Hinckley & Rugby BS
01455 251234		 3.24% 2 years 5.64% 60% Arrangement £250, Completion £999 Max 4 props Excluding Residential. Max advance unlimited. Not FTB Variable
Furness BS
0800 220568		 3.50% 2 years 5.44% 75% Completion £990 Max 10 props Excluding Residential. Max 5 Props With Lender. Total Max Advance £1M. Not FTB Variable
Mansfield BS
01623 676345		 3.49% 3 years 5.59% 70% Arrangement £800, Booking £199 Max 5 props Excluding Residential. Total Max Advance £500K. Not FTB Variable
Coventry BS
0845 766 5522		 3.49% Term 65% Booking £250, Arrangement £749 Max 10 props Max 3 Props With Lender. Total Max Advance £1M. Not FTB Variable
Bank of China (UK)
0845 602 7083		 3.88% Term 75% Arrangement £1895 Max 10 props Total Max Advance £5M. Fee shown is minimum Variable
Principality BS
0845 045 0006		 3.29% 30/06/2015 4.99% 60% Arrangement £900, Booking £99 Max 5 props Excluding Residential. Max advance unlimited. Not FTB Fixed
Last updated: 25 May 2013

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