Find the cheapest credit cards with 0% balance transfers, 0% purchases and rewards. We bring you the best deals from across the whole of the credit card market with the help of the experts at Moneyfacts - ensuring you find the top deals available.
Cashback
| Provider |
Standard purchase rate representative (annual) |
Cashback details |
American Express Platinum Cashback Card
www.americanexpress.co.uk
0800 085 7799 |
18.7% |
5% intro cashback (max £100). 2.5% cashback in anniversary month, when you spend £10,000 a year. |
Sainsbury's Bank Cashback Credit Card MasterCard
www.sainsburysbank.co.uk
0800 032 1365 |
17.9% |
£5 cashback each month when you spent £250 in Sainsbury's and £250 elsewhere per month |
aqua Reward MasterCard
www.aquacard.co.uk
0845 601 0436 |
34.9% |
Min amount earned £5, max amount earned £100 annually |
Santander 123 Credit Card MasterCard
www.santandercards.co.uk
0800 389 9905 |
22.8% |
1% on supermarket, 2% on department store, 3% on fuel/train fares capped £300 pm |
Creation Cashback Credit Card MasterCard
www.creation.co.uk
0871 376 9216 |
18.9% |
0.5% cashback on all transactions; 1.5% on supermarket and petrol transactions, capped £200 |
ASDA Money Credit Card MasterCard
www.asda.com/money
0871 704 3362 |
14.9% |
1% on ASDA supermarket and ASDA petrol transactions. 0.5% on all other transactions. |
| Last updated: 18 June 2013 |
Reward Cards
| Provider |
Loyalty |
Loyalty note |
Amazon.co.uk Credit Card MasterCard
www.amazon.co.uk
0800 028 2440 |
Points |
2 loyalty points for every £1 spent at Amazon.co.uk and 1 loyalty point for every £1 spent elsewhere. For every 1,000 Amazon.co.uk loyalty points a £10 gift certificate will be emailed for future Amazon.co.uk purchases. |
Barclaycard Freedom Rewards Visa
www.barclaycard.co.uk
0844 811 9151 |
Points |
Earn one point per £1 spend, earn two points per £1 spend in UK supermarkets and petrol stations, earn three points per £1 at selected Freedom partners. Points can be redeemed at around 70 reward partners. £30 Freedom Rewards bonus points when you spend £500 or more in first 3 months. |
British Airways American Express Card
www.ba.com/amex
01273 620555 |
Avios |
Earn 1 Avios for virtually every £1 spent, plus collect 9,000 bonus Avios when £1K is spent on card in the first 3 months. Spend £20K on the card in 12 months and redeem the Avios on a British Airways flight and receive another ticket for a companion for the same flight and cabin. |
Debenhams MasterCard
www.debenhams.com
0870 120 0111 |
Points |
1 point for each £1 spent in Debenhams, 1 point for every £2 spent elsewhere. 500 points equals a £5 voucher which is issued quaterly. Points earnt on transfers in promotional period. |
John Lewis and Waitrose partnership MasterCard
www.partnershipcard.co.uk
0845 300 3830 |
Vouchers |
Earn 1 point for every £1 spent in store or online at John Lewis, Waitrose and John Lewis Insurance. Earn 1 Point for every £2 spent elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers. Every 500 points is worth £5. |
M&S Bank MasterCard
www.marksandspencer.com/bank
0800 997996 |
Points |
1 point will be earned for every full £1 spent in Marks and Spencers UK stores, catalogues, internet and Outlets and Simply Food. 1 point will be earned for every £2 spent outside of Marks & Spencer. 100 points = £1 reward voucher. Bonus points will be awarded when purchasing selected merchandise advertised in the personalised rewards brochure or in stores (except Outlets). Points will be converted into reward vouchers four times a year and sent to the customers with the Loyalty statement. Remaining points will be carried over to the next collection period. Rewards vouchers can be redeemed in all Marks and Spencer's UK stores but not via catalogue or internet. Points cannot be exchanged for cash or gift vouchers. |
| Last updated: 18 June 2013 |
