June 19 2013 Latest news:

Find the best bank account for your needs by comparing the most competitive deals on the market - whether it's a bank account with rewards, easy access, a good interest rate or fair charges.

Bank Accounts

Current Accounts

Provider Name Credit interest (annual)
Halifax Reward Current Account Funded
Nationwide BS FlexDirect Funded 4.89%
Bank of Scotland Classic with Vantage 1.98%
Lloyds TSB Silver Current with Vantage 1.98%
Bank of Scotland Gold with Vantage 1.98%
Lloyds TSB Platinum with Vantage 1.98%
Last updated: 19 June 2013

Best Overdraft Rates

Provider Name Authorised overdraft rate (annual) Unauthorised overdraft rate (annual) Details
Citibank
0800 008800
www.citibank.co.uk
Citibank Plus Current 16.90% 29.80% Based on an overdraft limit of £500 charged at 16.90% EAR Variable. Overdraft fee of £0.00.
first direct
0800 242424
www.firstdirect.com
1st Account without First Directory 0.00% 15.90% Based on an overdraft limit of £500. Up to £250.00 charged at 0.00% EAR Variable. Over £250.00 charged at 15.90% EAR Variable. Overdraft fee of £0.00 Per Request.
Ulster Bank
0800 046 6486
www.ulsterbank.co.uk
Standard Current Account 15.94% 23.14% Based on an overdraft limit of £500 charged at 15.94% EAR Variable. Overdraft fee of £0.00.
Clydesdale Bank
0845 602 5450
www.cbonline.co.uk
Current Account Plus Age 18 and over 18.85% 29.99% Based on an overdraft limit of £500 charged at 18.85% EAR Variable. Overdraft fee of £0.00.
Yorkshire Bank
0845 602 6198
www.ybonline.co.uk
Current Account Plus Age 18 and over 18.85% 29.99% Based on an overdraft limit of £500 charged at 18.85% EAR Variable. Overdraft fee of £0.00.
Nationwide BS
0800 302010
www.nationwide.co.uk
FlexAccount Funded 18.90% 18.90% Based on an overdraft limit of £500 charged at 18.90% EAR Variable. Overdraft fee of £0.00.
Last updated: 19 June 2013